- Industry Authority Since 1996
- $70 Billion Insurance Placed
- $7 Billion Premium Funded
- 30 Years of Experience
The Unmanaged Risk & The Threat
THE OVERLOOKED LEGACY IMPERATIVE
Download Our SCA P&C Advisor Liquidity Guide
Identifying Client Profiles: Your Opportunities
Focus your attention on identifying clients with high concentrations of illiquid assets who fit the following profiles:
- Net Worth: Over $25M+
- Commercial/Business: Any business with partners
and $5M+ revenue - Real Estate: Portfolios valued over $30M
- Personal Lines: Primary Residence $10M+ or
multiple homes - Personal Collections: Prized Assets (Art, cars, jewelry)
that clients want to keep in the family.
The $84 Trillion Liquidity Avalanche
As a Risk Manager, you protect your clients every day—from fire and liability to cyber exposure. However, the most significant risk to their generational wealth and business continuity often goes unaddressed: the potential lack of necessary liquidity at the time of a major transition or succession.
A shortfall of cash at a critical moment can result in forced asset sales and the unintended dismantling of a client’s legacy. Proactively safeguarding this wealth requires you to extend your valuable risk management focus to include sophisticated legacy planning and specialized financial solutions.
Identifying the Triggers Events
Find Unmanaged Risk in Your Book of Business
Your deep understanding of your clients’ business is the key to identifying potential liquidity triggers. Addressing these risks proactively can prevent massive disruption and protect their assets from forced liquidation, preserving their family’s future and ensuring their legacy.
SCA’s Gold Standard Solution
Succession Capital Alliance – Preserving Capital, Securing Legacy
For nearly three decades, Succession Capital Alliance has been recognized as an authority in
sophisticated life insurance funding strategies designed to protect generational wealth and enterprises.
SCA is the exclusive provider of the Capital Maximization Strategy (CMS). Our process and gold-standard reputation are evidenced by our exclusive, co-branded relationships with major life insurance carriers, establishing us as the longest-running traditional premium financing program in the industry.
The Capital Maximization Strategy (CMS)
The Capital Maximization Strategy (CMS) is a strategic financing solution designed to maximize immediate estate protection while minimizing the impact on your client’s liquid assets.
The goal is to provide the necessary tax-free liquidity for your client and their family when they need it most.
The Advisor Advantage
Elevate Your Agency. Build Generational Relationships
Transform your role from a P&C vendor to indispensable, holistic advisor.
Partner with Succession Capital Alliance (SCA) to initiate the generational business planning discussion and address the single greatest risk to your clients’ legacy and your relationship with them.
Partnering with SCA Allows You To:
- Mitigate Core Risk: Protect your client relationship
by identifying the one major financial risk that could
destroy their wealth and potentially lead to client loss. - Deepen Client Trust: Become a holistic, proactive
planner, addressing complex financial risks outside the
scope of traditional P&C, elevating your position in the
family’s financial structure. - Secure Generational Business: Ensure client
relationships pass smoothly to the next generation, and
your agency becomes the family’s trusted fiduciary,
establishing a foundation for decades of future business.
3 Key Questions to Identify the Need
Transition the conversation from liability coverage to legacy protection. Ask these questions to open the door for a specialized SCA review:
You don’t need to be a life insurance, estate, or business planning expert.
Our specialists at SCA will manage these complex challenges, allowing you to focus on deepening your relationships with your most valued clients.
Protect Your Clients.
Preserve Their Legacy.
PARTNER WITH SUCCESSION CAPITAL ALLIANCE
Secure your clients’ generational wealth.
Become the trusted advisor who protects their legacy.