1035 Exchange Alternative - Recapture existing cash surrender values and have them work more effectively outside the policy
Split Dollar Exchange program - Terminate an existing Split Dollar arrangement while continuing to provide estate liquidity within an ILIT.
Proprietary Concept for Business, Estate Planning, and Asset Protection - Clients must have a minimum net worth of $25 million
Uninsurable Program - Utilize CMS to provide estate liquidity even when the Grantor is uninsurable. (Minimum net worth of $20 million)
Skip Design - Maximize the internal rate of return at the younger ages.
CMS and Family Limited Partnerships - Coordinate the use of CMS with an FLP to maximize the efficient transfer of wealth to an ILIT.
CMS and Installment Sales - Utilize CMS in concert with an Installment Sale to take advantage of discounts.
CMS and Grantor Retained Annuity Trusts - Use CMS with a GRAT to transfer wealth or provide a loan exit strategy if appropriate.
CMS and Charities - Design and fund a Wealth Replacement Trust using CMS to maximize the charitable deduction to purchase life insurance.
CMS and a Private Retirement Plan (deferred compensation) - Take advantage of leverage that will provide a future retirement supplement
Roth Conversion for Estate Planning - Combine CMS with a unique loan design allowing clients to do a Roth Conversion and fund a large life policy for estate planning purposes.