Policy Restructuring

Policy Restructuring

Many high net worth clients already own significant amounts of life insurance.  Instead of simply replacing these existing policies, we look for ways to enhance them and make them more efficient.  As a result, we are typically able to achieve the following results:

  • Discount client’s out-of-pocket cash flow for their life insurance portfolio
  • Increase the overall death benefit
  • Create a Line of Credit to free up assets