FIRM PROFILE
CMS, Inc. is recognized as the founding firm of the life insurance premium financing concept called the Capital Maximization Strategy (CMS). Since the introduction of the CMS concept in 1996, the life insurance industry has grown to recognize CMS as the foundation from which all premium financing programs have evolved. Today, CMS continues to be the largest, longest running, and most reputable life insurance premium financing program in the industry. The Capital Maximization Strategy has benefitted large corporations as well as affluent families and individuals nationwide.
In 2005, Succession Capital Alliance (SCA) was formed as an affiliate company to CMS, Inc. to address a void in the understanding and communication of life insurance within the insurance industry. Our partnering program is based on a mutually shared desire to help clients maximize their Succession Capital. The mechanics of our model are straightforward, flexible and based on the industry wide principle of joint work. SCA consultants are widely respected within the financial services industry as experts in the field of life insurance premium financing, and serve as consultants to insurance professionals, attorneys, CPAs, and financial advisors on the proper placement and funding of life insurance within the client's overall financial plan.
POINTS OF DISTINCTION
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CMS is the only premium finance program endorsed and co-branded by 10 major life insurance carriers |
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Over $24 billion of life insurance has been placed inforce with CMS |
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Over $2.3 billion of life insurance premiums have been financed through the CMS program |
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CMS is nationally recognized as the largest and longest running life insurance premium finance program in the industry |
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Multiple lending options |
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Flexible loan terms customized for each client |
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One-of-a-kind proprietary loan program exclusively for clients with net worth in excess of $25 million |